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The primary objective of any type of offshore banking strategy is to provide the investor with asset protection and financial privacy. Over the years, offshore banking has had many names and has been referred to as an "underground economy" privy only to unsavory types seeking to exploit loop holes in worldwide banking systems. In reality, offshore investing is your first step to securing your financial well being. No longer reserved for the super rich, you can establish overseas accounts with as little as $1000 dollars U.S. With this availability of offshore banking to almost anyone, there are as many reasons one would participate in this type of asset allocation. One of the major opportunities that have presented itself in the early part of the century is foreign real estate ownership as an offshore banking strategy. With the flow of cheap dollars and an overheated real estate market in the United States, m
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There's much to learn about the online brokerage industry. Unfortunately, many investors learn this the hard way.
With so many options available, choosing the right broker is as crucial as making the right investment.
For years, investors were accustomed to paying $9.95 or higher per trade based on their account equity or trade activity. However, those days have come to an end.
When evaluating brokers, keep these factors in mind:
* How fast can the broker execute my trade?
* What type of technology does the broker use?
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A business which wants to attract foreign investments must present a business plan. But a business plan is the equivalent of a visit card. The introduction is very important - but, once the foreign investor has expressed interest, a second, more serious, more onerous and more tedious process commences: Due Diligence.
"Due Diligence" is a legal term (borrowed from the securities industry). It means, essentially, to make sure that all the facts regarding the firm are available and have been independently verified. In some respects, it is very similar to an audit. All the documents of the firm are assembled and reviewed, the management is interviewed and a team of financial experts, lawyers and accountants descends on the firm to analyze it.
First Rule:
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Load is defined as the fee or the commission that an investor pays to a mutual fund at the time of purchasing or redeeming the shares of the mutual fund.
If the commission is charged when the investor buys the shares, it is known as a front-end load. On the other hand if the commission is charged when the investors redeems his shares, it is known as a back-end load.
Certain funds apply back-end loads only if the shares are redeemed within a specific time period after being bought.
The argument for applying loads on mutual fund transactions is that these loads will discourage investors from trading frequently in mutual funds. If the investors quickly move in and out of mutual funds, the funds have to maintain
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When willing to invest in mutual funds for Supplemental Retirement Income Planning, you have millions of alternatives. It is always important to analyze the plan, its limitations and the risks you will be running, and thus, it would be easier for you to narrow your alternatives. For this matter, it could be helpful to get in contact with a Retirement Income Planning financial professional.
Mutual funds are classified in three main categories that differ in regards to their risks, features and rewards. They are money market funds, bond funds, which also receive the name of "fixed income" and finally, stock funds, which are also called "equity funds". Let's take a deeper look at each one of them.
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If you happen to have some money left over at the end of all the bill payments and you have no need for anymore toys, or even if you are beginning a prudent and fiscally responsible gamble on some wealth that incorporates investment opportunities, you may find yourself wondering whether investing in stocks or purchasing mutual funds will offer the best returns. You might also consider this question when considering how to set up a retirement fund.
In order to help make the decision, it is important to understand what stocks and mutual funds are.
Stocks: Most people believe they have a basic understanding of what stocks are, simply because of their exposure to the term in every day usages. Stocks are individual bits of companies that are available to be purchased by the public in open tradi
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An informed investor knows where his money is going. For an investor in mutual funds, it is essential to understand the expenses of mutual funds. These expenses directly influence the returns and cannot be neglected. The expenses of mutual funds are met from the capital invested in them. The ratio of the expenses associated with the operation of the mutual fund to the total assets of the fund is known as the "expense ratio." It can vary from as low as 0.25% to 1.5%. In some actively managed funds it may be even 2%. The expense ratio is dependant on one more ratio – "the turnover ratio". "The turnover rate" or the turnover ratio of a fund is the percentage of the fund's portfolio that changes annually. A fund that buys and sells stocks more frequently obviously has higher expenses and thus a higher expense ratio. The mutual fund expenses have
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An informed investor knows where his money is going. For an investor in mutual funds, it is essential to understand the expenses of mutual funds. These expenses directly influence the returns and cannot be neglected. The expenses of mutual funds are met from the capital invested in them. The ratio of the expenses associated with the operation of the mutual fund to the total assets of the fund is known as the "expense ratio." It can vary from as low as 0.25% to 1.5%. In some actively managed funds it may be even 2%. The expense ratio is dependant on one more ratio – "the turnover ratio". "The turnover rate" or the turnover ratio of a fund is the percentage of the fund's portfolio that changes annually. A fund that buys and sells stocks more frequently obviously has higher expenses and thus a higher expense ratio. The mutual fund expenses have
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Current scams that are in vogue in UK include companies that are: - Persuading the investors to invest in fraudulent schemes;
- advertising "buy to let" properties in poor condition and make claims about unrealistic rental returns;
- offering the chance to make a profit from buying up debts;
- Targeting the low salaried people about to retire.
Apart from the above there are quite a few practices that are wrongly termed as scams. One such business is the land investment business. These companies persuade the investors to buy greenbelt land in anticipation of the huge profit they are expected to rake in the future. UK has already heard of Kent Land Scams, Sussex Land Scams & primarily London Land Scams but can this be termed as a scam? Who are the scamsters?
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