Business Online or also called Internet business is one form of business that use the medium Internet access. As a form of business that uses the virtual world, this business began much loved by many internet users. Why? Since the average Internet user will more enjoy when dealing with computers and may even linger in front of the computer when they are access. In the world of online business known the term work from home or working from home. It's exciting. Only by having a chair, a table, and there in front of a computer that is connected to the internet server, the user can make money. Even the money could come without we thought. For example came when we sleep. The money could come automatically transferred to our account. The money can be a dollar, the euro or the amount.

Unlike the business off line. Businesses outside the house so we have to leave the house to loo ... Read more »

In American novels, well into the 1950's, one finds protagonists using the future stream of dividends emanating from their share holdings to send their kids to college or as collateral. Yet, dividends seemed to have gone the way of the Hula-Hoop. Few companies distribute erratic and ever-declining dividends. The vast majority don't bother. The unfavorable tax treatment of distributed profits may have been the cause.

The dwindling of dividends has implications which are nothing short of revolutionary. Most of the financial theories we use to determine the value of shares were developed in the 1950's and 1960's, when dividends were in vogue. They invariably relied on a few implicit and explicit assumptions:

That the fair "value" of a share is closely correlated to its market price;  ... Read more »

The Heart of Grief

Hospice patients come to our care after being cut, burned, and poisoned. Surgery, chemotherapy, and radiation treatment are the normative methods of care for most of the patients who enter a life-threatening disease. Hospital staff members are trained to be aggressive about curative care. 

Hospice care is a phase of care whereby aggressive treatment is no longer appropriate. Palliative care becomes the norm. Patients have been probed physically, mentally, and emotionally. In many ways, patients may be reluctant to any type of care beyond the experiences that led to his/her doctor sharing that no more can be done. 

The purpose of this article is to claim that much more can be done ... Read more »

The latest craze in internet marketing is writing articles and submitting them to directories. There are several reasons why this is so popular. The main reason is that it works. Submitting articles to directories achieves the impossible; it actually attracts visitors and possible customers to your web site. 

Let us assume that you have already written your article, proofread and corrected all spelling and grammatical errors, and posted it to a popular article directory. What happens next is undoubtedly the most important and beneficial aspect of writing and submitting articles. The magic begins when your work shows up online at the submitted directory. 

Search engines have special programs called spiders that "crawl" or follow links from one web site to the next. When a search e ... Read more »

If you are looking to refinance your mortgage but believe you will be unable to because your credit may be challenged by late payments, bankruptcy, charge off's, or unpaid medical bills to name a few, don't worry, there is hope.

There are literally thousands of lenders across the United States that specialize in all different types of mortgage programs for people who have challenged credit.

They are not the typical banks you find down the street from your house that deal with perfect credit only. Nor are they hard money lenders that charge outrageous mortgage rates. They are known as wholesale lenders.

Wholesale lenders work closely with mortgage brokers. Mortgage brokers are the people who work with people ... Read more »

The term "trichotillomania" comes from the Greek words "thrix," meaning "hair" and "tillein" meaning "to pull" and "mania," the Greek word for "madness" or "frenzy". As the name suggests trichotillomania is a psychiatric condition in which an individual has an uncontrollable urge to pull out his or her own body hair. For people suffering from trichotillomania, hair pulling is more than a habit. It is rather a compulsive behavior, which the person finds very hard to stop. The cause of tricholomania is supposed to be the imbalance of chemicals in the human brain. 

People with trichotillomania pull their hair out of the root from places like the scalp, eyebrows, eyelashes, or even the pubic area. Some people even pull handfuls of hair, which can leave bald patches on the scalp or eyebrows. Other people pull out their hair one ... Read more »

Procerin is the most preferred hair regrowth formula when it comes to male hair loss. It is available both in topical solution form as well as tablet/pill form and can be used daily without any side effects. 

Procerin male hair regrowth formula effectively combines the qualities of a DHT Blocker as wellas a catalyst for hair regeneration. It's ingredients include Saw Palmetto, Magnesium, Zinc Sulfate, Vitamin B-6, Pyroxidine 5mg, CJ-11 Factor, CJ-9 Factor, and a proprietary blend of Gotu Kola, Nettles, Pumpkin seed meal, Siberian Ginseng, Yohimbe, Muira Puma Root, Uwa Ursi and more. 

Procerin hair regrowth formula is actually a potent mix of DHT blockers, vitamins and herbal/mineral supplements, with the ability to uniquely address hair- skin-ag ... Read more »

Personality disorders are dysfunctions of our whole identity, tears in the fabric of who we are. They are all-pervasive because our personality is ubiquitous and permeates each and every one of our mental cells. I just published the first article in this topic titled "What is Personality?". Read it to understand the subtle differences between "personality", "character", and "temperament". 

In the background lurks the question: what constitutes normal behavior? Who is normal? 

There is the statistical response: the average and the common are normal. But it is unsatisfactory and incomplete. Conforming to social edicts and mores does not guarantee normalcy. Think about anomic societies and periods of history such as Hitler's Germany or Stalin's Russia. Model citizens in these hellish environments were the criminal and the sad ... Read more »

"Puer Aeternus" – the eternal adolescent, the semipternal Peter pan – is a phenomenon often associated with pathological narcissism. People who refuse to grow up strike others as self-centred and aloof, petulant and brattish, haughty and demanding – in short: as childish or infantile.

The narcissist is a partial adult. He seeks to avoid adulthood. Infantilisation – the discrepancy between one's advanced chronological age and one's retarded behaviour, cognition, and emotional development – is the narcissist's preferred art form. Some narcissists even use a childish tone of voice occasionally and adopt a toddler's body language.

But most narcissist resort to more subtle means.

They reject or avoid adult chores ... Read more »

The fig tree, 'Ficus carica,' possibly originated in Northern Asia according to archeological fossil records. Spanish missionaries brought it to the United States in 1520. Historical Sumerian tablets record the use and consumption of figs in 2500 BC.

In Greek mythology, the fig figures prominently as a gift of Demeter to Dionysus and as having received the blessing and sanctity of the Greek Gods. Plato documented that Greek athletes at Olympia were fed diets of figs to increase their running speed and overall strength. The figs contained up to 50% concentration of sugar which was virtually like feeding the athlete a candy bar.

The most famous Biblical reference to figs is that, in which Jesus cursed a fig tree for not producing any fruit for him as he passed by, a curse that killed the fig ... Read more »

Probably the most enigmatic Singer and Guitarist of the twentieth Century is now one of the most revered and respected of all Musicians who make up the Genre of the "Blues ". I speak of course about the wonderful Robert Leroy Johnson. Born in 1911 in Hazelhurst Mississippi, in a Deep South plantation, he, in his pitifully short life has become one of the founding Fathers of the Blues.

He recorded only 36 sides over a period of a couple of months between November 1936 and June 1937 in San Antonio Texas .These remarkable recordings still bring tears to the eyes of Blues aficionados the world over and shaped the face of the music of today.

The post-war Blues of Chicago owe a great debt to Robert Johnson and it is sad to think what might have been had he lived! In just a few short years he mat ... Read more »

Platinum-selling country music star Sara Evans describes motherhood as "the most amazing thing a woman can do."

Like most working moms, Evans has learned to prioritize work life and motherhood. Her three children, Audrey, Avery and Olivia, join her on tour on a custom, kid-friendly tour bus. 

"My kids travel on the road with me," she said. "I try to absorb as much time with them as I can before I have to get ready for the show."

Her advice for working moms: "Just love them, be with them as much as you can and put them first above everything."

Evans' Mother's Day gift this year to moms everywhere is a new album titled "Alw ... Read more »

When willing to invest in mutual funds for Supplemental Retirement Income Planning, you have millions of alternatives. It is always important to analyze the plan, its limitations and the risks you will be running, and thus, it would be easier for you to narrow your alternatives. For this matter, it could be helpful to get in contact with a Retirement Income Planning financial professional. 

Mutual funds are classified in three main categories that differ in regards to their risks, features and rewards. They are money market funds, bond funds, which also receive the name of "fixed income" and finally, stock funds, which are also called "equity funds". Let's take a deeper look at each one of them. 

... Read more »

Subprime lenders finance high risk groups to enable them to buy a home. While you need to be aware of predatory lending practice, by researching lenders you can find a mortgage loan at a reasonable rate.

Bad Credit Factors

Before you sign up with a subprime lender, be sure that you truly have bad credit. There are five factors that determine your credit score: payment history, credit history, amount owed, types of credit, and new credit. Each of these factors are weighted differently, so a series of late payments on one account may be offset by low debt, no new credit inquires, and other factors.

A FICO score less than 570 will require you to use a subprime lender. However, you may be able to still use a tra ... Read more »

If you have a credit card, you may have heard from debt collectors more than once, reminding you that you are late with your payment. Most times you may find them annoying reminders. While debt collection is subjected to a regulation known as the Fair Debt Collection Practice Act, you are not dismissed from your obligation to pay your debt. The collection agency or the originator can file charges against you should you fail to settle your outstanding balance. 

Many companies employ the services of a third party provider of debt collectors to contact and remind their clients about their debts. Debt collection services include, following up on clients through all means of communication tools, like fax, telephone call, mail or email. They are the ones who contact customers and remind them to settle their outstanding balances. Most debt collection agencies or companies ... Read more »

Picture these three scenarios:

You are at a costume party in a room full of strangers. You are dressed as an 18th Century dandy; you've studied the mannerisms, have affected the perfect accent and you charm every partygoer you meet. Beneath the facade, outside the realm of this party you may be a banker, a steel worker or an unemployed poet but here and now you are Monsieur Baudelaire, the fop who speaks of temperament and style as the be-all and end-all of a meaningful existence.

You are at work where you are always the no-nonsense professional, respected by peers and underlings and depended upon by your manager to perform your tasks with skill, technical proficiency and a pleasant demeanor -- an expectation that is hardly ever unmet.

... Read more »

Lately I've been hearing a lot of rumblings around the internet marketing community that say ezine advertising is dead and gone.

I have to tell you that ezine advertising is alive and well -- and still one of the most effective and powerful forms of internet marketing available.

There are several reasons this is true but I'll simply concentrate on three main points.

Today's ezines and newsletters are permission-based which means subscribers want to receive these messages in their emailbox. Responsible publishers are proactive about giving subscribers total control over their subscription and working closely with their mailing service to ensure as close to 100 percent deliverability as possible. Ezines delive ... Read more »

Adult continuing education is very practical. Seniors have several advantages over children.

* Better memory (truly!)

* Experience

* Fewer distractions

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Better memory

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Doctors thought that you couldn't grow new brain cells, so as old cells died you became more stupid. They now know that the more adult continuing education, the more new brain cells you get. You can even delay Alzheimer's disease by keeping your brain active.

But old people keep forg ... Read more »

Setting up a merchant account makes it easy and affordable for your business to accept credit cards. 

• Setting up merchant account services offers you: 

• Improved customer satisfaction 

• Larger customer base with more payment options 

• Increased credibility for your business 

With a merchant account you can offer your customers several payment options: 

• Point of sale processing-Using physical terminals to process your sales  ... Read more »

E- Commerce is coming of age with millions of new customers from internet sales for a wide variety of products. Advances in web site design, payment mechanisms and delivery systems have met the increased demand for online ordering.

With the advent of on-line ordering firms like Amazon and E-Bay, what started out as a small business has morphed into a multi-billion dollar industry. The key to success in the field of E Commerce ist he offering of high quality products coupled with state of the art technology to ensure ease of ordering and secure payment mechanisms.

The bottled water industry is an ideal beneficiary of e-commerce technology because of the large number of customers served and the frequency of transactions and purchases.

... Read more »

Having a printer repaired by a service company can be a pretty expensive proposition so we've compiled a checklist below that may assist you in fixing it yourself.

Paper Jams Paper jams are common. To clear the jam pull the paper out gently in the same direction it was headed and then check for any obvious obstructions. If the jams persist the usual cause is worn pickup rollers. Over a period of time the rollers wear down and become slick and don't pull the paper in fast enough. If the paper is stopping in the fuser section it might be a bad gear or some debris causing the jam. 

Image Problems Most image problems are caused by a bad toner cartridge. If you have any streaking, light/dark areas or repetitive spots on your print, replace the cartridge and see if it clears up. This is com ... Read more »

Whole Life Insurance, Trends, and Staying Power 

Whole life insurance provides customers with a life insurance policy that will help their loved ones in the future, and with an investment component that will help customers and their families right away. This mixture of delayed and instant gratification has been attractive to life insurance shoppers for decades, but today's trend in life insurance is moving away from whole life insurance packages. Once, whole life insurance policies were the standard, but today they are the exception. 

As the economy changes and the American public become increasingly savvy about money management, the full service that a whole life insurance policy provides just isn't as necessary as it used to be. People who want a more hands on approach to inves ... Read more »